SOMEHOW THE COUNSEL OF THOMAS JEFFERSON doesn’t seem too dated anymore: “The end of democracy and the defeat of the American revolution will occur when government falls into the hands of lending institutions and moneyed interest.” It’s an insight Elizabeth Warren would readily adhere to over two centuries later. And who can blame her, given the troubling rise of Wall Street again. The crippling economic crisis of only a few years ago, largely precipitated by Wall Street’s incompetence, was supposedly a wake up call to all of us. Those initial attempts at regulation to keep it from happening again have been the object of numerous complaints from financial executives who claim that such constraints only serve to keep the economy from effectively recovering. For financial institutions,…